When purchasing an RV Insurance policy, the first question to ask is whether you are insuring a motorhome or travel trailer.
A Motorhome is a vehicle that have living quarters permanently attached to the vehicle such as the following: Cooking Appliances, Refrigerator, Bathroom, Heating and A/C, Drinkable water system and electrical system.
A Travel Trailer is non-motorized and typically towed by a motor vehicle and used for camping. To qualify for RV insurance, a travel trailer must have a cooking facility and sleeping area permanently attached to the trailer.
The coverages that are generally available for RV insurance are Liability Insurance, Comprehensive Insurance, Collision Insurance, and Roadside Assistance.